Explore Upcoming Financial Workshops

Credit is a valuable financial tool, but knowing how it works is crucial to making it work for you. This session delves into the fundamental aspects of credit, including credit scores, credit reports, and their effects on your financial well-being. Discover the various types of credit, the factors that shape your credit score, and effective strategies for building, maintaining, or improving your credit.

What does it mean to be financially healthy? It is so much more than the one score everyone asks you about today – your credit score. While there are many ways to check this score, it’s only one piece of the equation. True financial health is based on four key components: Spend, Save, Borrow, and Plan. With these materials, you’ll get a chance to confidentially determine your own Financial Health Score and the steps you can take to improve that score. Your attitude and approach toward money can impact your overall score, which has nothing to do with how much money you make, but more with how you use and plan with your money.

Credit is a valuable financial tool, but knowing how it works is crucial to making it work for you. This session delves into the fundamental aspects of credit, including credit scores, credit reports, and their effects on your financial well-being. Discover the various types of credit, the factors that shape your credit score, and effective strategies for building, maintaining, or improving your credit.

Much like driving a car, understanding the rules and best practices of credit card use can significantly impact your financial journey. In this session, uncover the essentials of using credit cards wisely, from exploring various card types, interest rates, and fees, to finding the card that best suits your needs. Uncover practical strategies for budgeting and managing debt that empower you to use credit cards responsibly.

Picture it: Your 28-year-old daughter stops by with a “proposal” for you. She reveals she is two months behind on her rent, has maxed out her credit cards, and behind on the minimum payments, and can’t make the payment on the car loan you co-signed for her. She plans to “move back home so I can save up and pay off these bills – or you could lend me the money to catch up.”

No parent wants to see their child in this situation, but many parents avoid taking steps that would teach their children money management skills and responsibility. By avoiding discussing money with your children, you may set them up to fail when it’s time for financial independence.

Much like driving a car, understanding the rules and best practices of credit card use can significantly impact your financial journey. In this session, uncover the essentials of using credit cards wisely, from exploring various card types, interest rates, and fees, to finding the card that best suits your needs. Uncover practical strategies for budgeting and managing debt that empower you to use credit cards responsibly.