Explore Upcoming Financial Workshops

Much like driving a car, understanding the rules and best practices of credit card use can significantly impact your financial journey. In this session, uncover the essentials of using credit cards wisely, from exploring various card types, interest rates, and fees, to finding the card that best suits your needs. Uncover practical strategies for budgeting and managing debt that empower you to use credit cards responsibly.

Picture it: Your 28-year-old daughter stops by with a “proposal” for you. She reveals she is two months behind on her rent, has maxed out her credit cards, and behind on the minimum payments, and can’t make the payment on the car loan you co-signed for her. She plans to “move back home so I can save up and pay off these bills – or you could lend me the money to catch up.”

No parent wants to see their child in this situation, but many parents avoid taking steps that would teach their children money management skills and responsibility. By avoiding discussing money with your children, you may set them up to fail when it’s time for financial independence.

Much like driving a car, understanding the rules and best practices of credit card use can significantly impact your financial journey. In this session, uncover the essentials of using credit cards wisely, from exploring various card types, interest rates, and fees, to finding the card that best suits your needs. Uncover practical strategies for budgeting and managing debt that empower you to use credit cards responsibly.

Credit reports and credit scores are increasingly important to our lives. They affect the cost of credit we receive, where we live, insurance rates we pay – and even the jobs we can get. By understanding the reporting and scoring process, your consumer rights and responsibilities, how to recover from inaccuracies, and how to guard against identity theft, you can establish, maintain, and protect a strong credit history and good credit score.